Make dreams a reality with unsecured business finance

Expand your business, manage your cashflow or upgrade your equipment with an Open for Business unsecured business loan.

Our unsecured small business loans are designed with you in mind. Longer terms and lower interest rates provide the flexibility to determine a payment plan that meets your needs.

Estimate repayments

Finance to help you reach your goals

Unsecured loans from $10,000 to $150,000

Loan terms from 12 to 60 months

Interest rate from 7.99% p.a. to 11.99% p.a.

Apply online in 3 minutes

Get a decision in seconds

We aim to get the funds to you within two business days of signing your loan documents

No monthly, transactional, early repayment or early settlement fees

Weekly, fortnightly or monthly repayment options

No security needed

Applying for business finance shouldn’t be complicated and you shouldn’t have to use your home as security. An unsecured business loan lets you do just that.

Instead, the loan is provided to you based on your ability to make repayments.

We also ask for a personal guarantee which is a promise from you (the business owner), your business’ directors and the business’ shareholders that the business will meet its loan obligations.

We’ll work closely with you upfront to make sure your loan repayments are manageable and meet your needs. We’re here to help.

Are you eligible?

If you tick the following boxes, you’re good to apply now!

  • I’ve been in business for at least 6 months.
  • I can show that I have at least $5,000 in monthly sales.
  • I’m an Australian citizen or permanent resident.
  • I am over 18, have valid ID and proof of my address.
  • I’m a registered business, partnership or sole trader.
  • My business is located in Victoria, New South Wales or South East Queensland.
  • My credit looks good.
  • The loan will not be used to pay tax arrears, or to fund a business acquisition.

We currently have restrictions on certain industries. You will be notified in the application process if your business meets our criteria.

 

Estimate your loan repayments

What can you do with your business loan?

  • Expand your business
  • Manage day-to-day operational costs
  • Employ additional resources
  • Cover seasonal downturns or unexpected expenses
  • Purchase inventory
  • Upgrade your equipment or buy new furniture
  • Give your office a facelift
  • Get your marketing campaigns off the ground

Get in touch

Get in touch with our team of business loan specialists.
We're here to help and available from 7.00am to 3.00pm (AEDT), Monday to Friday.