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Reverse mortgage calculator

Calculate how much you could borrow


Enter your age

Minimum age is 60 years

Enter your postcode

Enter your home value

Minimum property value is $200,000


You may be able to borrow up to*:

*This calculation does not constitute an approval but provides an indicator of how much you could possibly borrow. Applications for a Reverse Mortgage are subject to our normal lending criteria, which includes location and a valuation. Full terms and conditions will be included in any loan offer.

Start Application

Receive a lump, regular advance or hold a cash reserve using your home as security to help fund a more comfortable retirement
Finance aged care and home maintenance costs while all borrowers are in aged care for a term of five years
All the benefits of a standard reverse mortgage, with the added flexibility of nominating a residential property other than your home as the loan's security.
Please select loan type

ASIC'S Money Smart
Reverse Mortgage Calculator

Use ASIC's Money Smart Reverse Mortgage Calculator to provide an illustration of the impact of your Heartland Reverse Mortgage on the equity in your home.

The reverse mortgage calculator helps you work out:

  • How much your debt will increase over time and what this means for the equity in your home
  • How changes in interest rates and house prices could affect the equity in your home
MoneySmart Calculator


Review further information regarding Heartland's loan to decide on the loan structure and ensure you are comfortable with the loan.

Reverse mortgage documents
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