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Manage living expenses

Top up your pension and get extra cashflow with a Heartland Reverse Mortgage.

Around 80% of retirees receive an age pension. With compulsory superannuation only coming into effect in 1993, it’s likely that Australians working during the 50s, 60s and 70s have not accumulated enough super to fund what is considered a ‘comfortable retirement’.

On a limited income, you could be finding it increasingly difficult to make ends meet. You are not alone. Many Australians in retirement have rising cost of living pressures and bill stress.

You may worry about switching the heater on in winter, and finding the money to pay for medical expenses, a car service or even a trip to visit the grandkids can be tough. An option to help ease the squeeze is to release home equity with a reverse mortgage.

Take the stress out with a Heartland Reverse Mortgage

A Heartland Reverse Mortgage can help to take the stress out of every day by supplementing your income using our regular advance option.

More than a quarter of our customers take out a Heartland Reverse Mortgage to help supplement their income to pay for their bills, living expenses and unexpected costs such as heating, car repairs or a trip to visit the grandkids.

Interest is only charged on the balance outstanding, so the savings over time can be substantial when compared to drawing a large lump sum. No regular repayments are required, though can be made at any time, and the debt is repaid from the future sale of the property.

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Find out how Australians are enjoying a more comfortable retirement.

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What our customers have to say

“It provided us with great relief when we found ourselves with no super left and needed to tidy up our finances.”

“It’s helped us to obtain a more enjoyable lifestyle.”

“Thank you for your continued help and support. Always just a phone call away.”

Benefits of using a reverse mortgage for day-to-day expenses

No need to move

Remain the owner of your home, benefitting from any increases in home value.

Peace of mind

Have peace of mind knowing you have access to equity in your home without having to sell.

Flexible cash flow

Take your loan as a lump sum, cash reserve facility, regular advance or a combination.

Heartland is proud to be awarded InfoChoice’s Best Reverse Mortgage Award for 2020.

Why choose Heartland?

Since 2004, Heartland has helped over 21,000 senior Australians release the equity in their home to live a more comfortable retirement with our reverse mortgage.

Being a specialist lender, Heartland understands the needs of senior Australians and offers an award-winning, market leading product. With a flexible product, responsible fulfilment process, and considerable customer protections, Heartland is Australia’s leading reverse mortgage provider.

Can we help you live a more comfortable retirement?

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