News & articles
Introducing Heartland’s Well-Life Loan
Heartland Finance is pleased to launch an additional product to our current two offerings, our Heartland Reverse Mortgage and Open for Business (O4B) loans, the new Well-Life Loan product.
Heartland talks to MPA about finance solutions for retirement
Heartland recently spoke to Mortgage Professional Australia (MPA) Magazine about how reverse mortgages work, and how brokers can embrace them to service their clients at the retirement stage of their lives.
Heartland wins a 5-Star Lender Award from Your Mortgage
Your Mortgage’s Mortgage of the Year Awards reviews thousands of home loan products across Australia to determine the top-ranking products in each category.
New Heartland Reverse Mortgage TV ad
Heartland has created our new “Freedom” campaign, which focuses on the freedom a reverse mortgage can help provide people who are aged 60 and over.
How brokers can help bridge the retirement gap
Heartland recently spoke to Mortgage Professional Australia (MPA) Magazine about the common misconceptions around reverse mortgages and how brokers can help to bridge the retirement gap.
Introducing Heartland Finance
Heartland Seniors Finance has officially rebranded to Heartland Reverse Mortgages! This will also now fall under our overarching brand, Heartland Finance.
Funding aged care without having to sell the family home
You may think that selling the family home is the option to pay for these fees but there are alternatives such as a reverse mortgage.
Heartland speaks to Your Mortgage about financing for a secure retirement
The article looks at why people are thinking more about how they’ll finance retirement, how a reverse mortgage works, some of the most common loan purposes, and the safeguards in place to protect borrowers.
[Video] What is a reverse mortgage?
What is a reverse mortgage, how exactly do they work, and how could they help you live a more comfortable retirement? Heartland breaks it down in our new animation video.
Heartland speaks to MPA Magazine about the benefits of brokers diversifying their business
MPA discusses why brokers should diversify, how to meet a client’s changing needs using specialised products like reverse mortgages.
Global equity release market set to triple by 2031
International research published by EY predicts that the global equity release market could more than triple over the next decade.
Using a Reverse Mortgage for Home Care
Heartland is pleased to announce our reverse mortgage can provide support for Home Care
January Advantage Newsletter
Our January edition of Advantage Newsletter is now live!
Coming soon – Branding refresh
Over the coming months, you may notice a new look and feel when you receive communication from Heartland or visit our website.
The Senior discusses how to use a reverse mortgage for everyday expenses
In The Senior’s latest article on reverse mortgages, they discuss one of Heartland’s most popular loan purposes, everyday expenses.
Finder breaks down how much a reverse mortgage may cost you
At Heartland, we like to ensure our customers are fully aware of the impact a reverse mortgage will have on their personal circumstances.
Finder identifies the top 4 things you need to know about reverse mortgages
As one of the most heavily regulated consumer finance products on the market, reverse mortgages can sometimes be tricky to understand.
Retirement Income Review Supports Equity Release
The report reviews the current retirement income system to both improve the understanding of, and identify areas to improve outcomes for, senior Australians in retirement.
Heartland Reverse Mortgage Interest Rate Decrease
Our Standard Reverse Mortgage Variable Rate will decrease 20 basis points to 5.60% p.a. (comparison 5.62% p.a.*).
Reverse mortgages a solution to financing retirement
Research by the Royal Melbourne Institute of Technology (RMIT) released on 20 November 2020 reports that most Australians want to remain in their home as long as possible, but don’t have the funds to do so.
Australian Budget 2020 – Granny Flats and Capital Gains Tax
The Budget announcement last month revealed the Australian Government are preparing to pass a legislation, as early as 1 July 2021, to provide a targeted Capital Gains Tax (CGT) exemption for all formal granny flat arrangements where there is a formal written agreement between family members.
Planning for your future needs in retirement
Through our application process, Heartland places huge importance on considering future needs. This includes not only aged care costs, but ongoing living expenses, medical expenses, and any plans to leave any of the estate to a beneficiary.
Enjoy increased flexibility with our reverse mortgage redraw
Introduced from 1 April 2017, Heartland’s redraw allows customers to draw on the funds that they have already paid into their loan.
Australian Seniors News discusses funding a more comfortable retirement with a reverse mortgage
Australian Seniors News latest article on reverse mortgages discusses why some alternatives may not be suited for retirees, and how they can use a reverse mortgage to better suit their needs in retirement.
Are you 60 or over with a home loan deferral expiring? You could refinance your home loan with a Heartland Reverse Mortgage (plus Application Offer)
Initially designed to assist customers during COVID-19, many of the arranged 6-month loan repayment deferral schemes are due to expire soon.
Heartland wins the InfoChoice Best Reverse Mortgage 2020 award!
By putting our customers at the forefront of what we do, Heartland Seniors Finance has become the leading reverse mortgage provider in Australia.
Bringing awareness to elder abuse for the International Day of Older Persons
In recognition of the International Day of Older Persons, Heartland would like to bring awareness to something that this demographic is especially vulnerable to, elder abuse.
The Senior discusses how you can use a reverse mortgage to consolidate debt in retirement
The growing number of people carrying debt into retirement has led to an increased need for financial products that will suit retirees.
Australian Mortgage Awards Finalist 2020
Heartland Seniors Finance is proud to have been nominated as a finalist in the Australian Mortgage Awards for 2020
Loan Document Return Details
As part of Heartland’s COVID-19 initiatives, we have now updated how signed Loan Agreements, and legal documents, are processed.
Nicole’s Quick and Easy Cheese Pretzels
Nicole, our Compliance and Reporting Team Leader, shares her cheese pretzel recipe. A quick, easy and delicious snack to have with the family!
COVID-19 Update #3
We understand this is a very difficult time for all Victorians, and the rest of Australia, especially for our customers who are vulnerable to COVID-19.
Relief from Financial Stress
Don and Shirley stumbled across Heartland after looking at many other ways to fund the retirement they desired.
Why do we require an Annual Questionnaire?
Unlike some providers, who require regular, ongoing, valuations and charge these to the customer, Heartland takes a different approach.
The Senior discusses how you could spend extra funds in retirement
At Heartland we don’t take a one-size-fits all approach. We know that each of our customers have different retirement needs and may require additional funds for a range of purposes.
The Senior discusses reverse mortgage protections
The Senior discusses the considerable protections in place to safeguard reverse mortgage borrowers.
COVID-19 Update #2
Heartland understands the current pressure on everyone due to the isolation requirements of COVID-19, and is here to support our customers during this time.
Dementia Australia – Memory Walk & Jog Sponsorship 2020
Heartland Seniors Finance is proud to help seniors live a better retirement, with independence and dignity, through our reverse mortgage.
As the impact of coronavirus is felt across Australia, you may have concerns about how it could affect you. If you are impacted by COVID-19, get in touch. We are committed to helping you through this period of uncertainty.
The Heartland Trust Supports the Australian Bushfires
Heartland is deeply saddened by the effect of the Australian bushfires on our people and the environment. We extend our sympathy to all of those impacted, including the amazing volunteer firefighters.
How much do I need to retire comfortably in 2020?
Heartland takes a look at the latest retirement living standards set by The Association of Superannuation Funds of Australia (ASFA).
The Senior breaks down reverse mortgages
One of the latest articles on The Senior explains reverse mortgages as a retirement funding option and how it can help you live a fulfilling retirement with peace of mind from financial stress.
Sharon’s ‘Brownies in a Flash’
Sharon, our Marketing Manager, shares her brownie recipe – a speedy twist on the classic brownie recipe that’s just too hard to resist!
Aging in place preferred option for retirees
Nearly three quarters of Australians are staying in their homes up to the age of 79, according to recent research from the University of Sydney.
Heartland gives back for Christmas
For many, Christmas is a joy-filled time of year for celebrating and giving back to family, friends and the community. To ensure as many as possible enjoyed Christmas this year, Heartland decided to get involved with Operation Christmas Child.
2019 Survey: Customers are extremely satisfied with their Heartland Reverse Mortgage
A recent customer survey has shown that 96% of respondents agree that their Heartland Reverse Mortgage has made their retirement more comfortable.
Heartland talks to MPA Magazine about educating brokers on reverse mortgages
In the latest edition of Mortgage Professional Australia (MPA) Magazine, Heartland discusses how we can assist Australian seniors who are looking for alternative ways to fund retirement.
Margaret’s Reverse Mortgage Story
Margaret* has always had a sensible attitude towards money. “Live within your means,” she would advise her friends and family.
15 Years of Helping Australians Live a Better Retirement
Thank you to all of our customers – you are our purpose.
Walking and jogging for Dementia Australia
We worked up a sweat to raise funds to support thousands of Australians living with Dementia.
Heartland talks to MPA about demystifying reverse mortgages
Brokers play a vital role in educating Australians about their financial options in retirement.
Australian Lending Awards Finalist 2019
Heartland was a finalist in the Best Specialist Lender category for the third consecutive year!
Brokers’ Questions Answered!
Thank you to the 200+ brokers who attended and participated in our webinar with MPA.
[VIDEO] Reverse mortgages are more flexible than ever
Providing access to the home equity you need, when you need it.
Elisse’s Apricot Slice
A great slice which is perfect for summer or autumn fruits!
How does a Power of Attorney work?
You have an emergency contact, but have you thought about a Power of Attorney?
[VIDEO] Busting myths: Reverse Mortgage Protections
Our reverse mortgage has been developed with customer protection at its heart.
[VIDEO] The top 5 uses of our Reverse Mortgage
Find out how other seniors are putting their home equity to work.
$12,000 Solar GIVEAWAY!
Win 1 of 2 complete solar installations worth up to $6,000 each
[VIDEO] Reverse Mortgage Q&A
Heartland Seniors Finance NZ, our sister company, asks the public what’s important to them in retirement, and how they plan to finance this lifestyle.
ABC Reverse Mortgage Report
We clarify some of the concerns raised by a report on reverse mortgages.
Heartland Awarded Best Reverse Mortgage by Money Magazine
We are pleased to announce the Heartland Reverse Mortgage has been recognised once again as the market leader.
On the road to a dream retirement
John achieves his dream retirement lifestyle of Outback adventures.
Book that Holiday! Health Benefits of Travel for Seniors
After years of working hard, for most seniors, taking a holiday around Australia or abroad is usually on top of the list.
Reverse mortgages offering value to consumers & brokers
Heartland’s Andrew Ford speaks with Annie Kane from The Adviser.
Heartland commences trading on the ASX
Heartland completes corporate structure and commences trading on the ASX today. At Heartland Seniors Finance, we are excited by the opportunities the restructure presents our business.
Australians are some of world’s most adventurous seniors
The number of seniors travelling is continuing to grow!
Funds to make Mark’s home fit for fur family
A Heartland Reverse Mortgage allowed Mark to continue living at home with his dogs.
Heartland in Mortgage Professional Australia
Improving perceptions of reverse mortgages, combined with an aging population, is driving demand.
ASIC reports 10.8% of seniors have problem credit card debt
ASIC review reveals that more than 1 in 6 consumers are struggling with credit cards
How much could you borrow?
Our Reverse Mortgage Calculator is just one of the tools we use to help our customers make an informed decision.
Heartland Introduces a 30 Day Cooling Off Period
Heartland is pleased to announce the introduction of a 30 day cooling off period.
Hayden’s Nan’s Bacon, Cheese and Onion Biscuits
Hayden from our Marketing team has shared one of his Nan’s recipes – which make for a great savoury treat in the cold winter months. Stored in an airtight container, they should last for several days.
Pension Age Increase Halted
Scott Morrison announces that the pension age will not rise to 70, as previously planned.
Heartland Seniors Finance – Australian Mortgage Awards Finalist
Heartland a finalist in two categories: Non-Bank of the Year & Most Effective Online Presence – Lender.
Refer a friend and be rewarded!
We were so thrilled to hear that 96% of those who completed our latest survey would recommend Heartland to friends and family that we’ve decided to run a special promotion to reward you, our valuable customers!
ASIC review of reverse mortgage lending
The Australian Securities & Investments Commission (ASIC) have today released a review of reverse mortgage lending in Australia.
Power play: how to cut your electricity bill
With the cost of energy continuing to increase, it literally pays to be energy efficient.
A clearer view on retirement
She wasn’t after a huge amount of money, rather a small amount to make some of those much needed improvements around her home.
Property market moderates
Where prices have cooled, perspective is needed
Brokers add value to customers and lenders
Brokers provide consumers with choice and challenger providers with distribution.
5 things you may not know about reverse mortgages
Some of the things we find potential customers are pleasantly surprised to learn when they are taking out a loan
Broker Roadshow 2018 Recap
Heartland Seniors Finance Broker Roadshow – That’s a Wrap!
Above and Beyond
There has been considerable coverage recently on the conduct of banks and financial services providers, or more accurately – their misconduct.
The Cost of Living in Retirement
Heartland takes a deeper look at income and debt in retirement.
Putting an end to financial abuse
Heartland offers first hand experience of red flags to look out for
World Elder Abuse Awareness Day – June 15
Heartland supports bringing further awareness and education to the detection and prevention of elder abuse.
The times, they are a-changin’
Debt shouldn’t control your retirement!
Broker Roadshow 2018
Heartland hits the road for the Broker Roadshow 2018
Future Planning with your Reverse Mortgage
An important aspect when deciding to take out a reverse mortgage is thinking about future needs.
Heartland Supports Government Recognition of Reverse Mortgage Benefits
2018 budget delivers great news for senior Australians
Walking in the footsteps of Greats
How Heartland was able to help Joyce live out her dream trip
Your security online
Protect yourself and your assets by assessing requests for personal information
MPA Webinar 2018: Your Questions Answered
Answers to key questions from our 2018 MPA Webinar
Protection Provides Peace of Mind
Not a lot of people are aware that reverse mortgages are arguably one of the most heavily regulated consumer finance product in Australia. Heartland’s protections go beyond the regulation.
Webinar Wrap Up 2018
Heartland features in MPA Webinar Series for 2018
Heartland’s reverse mortgage is flexible enough to suit your needs – today and tomorrow
Customers Overwhelmingly Recommend Heartland
Recent survey we completed of customers showed a resounding 96% of customers would recommend Heartland
Heartland Seniors Finance growth contributes to strong Heartland Bank Result
Increase in seniors we are helping to live a better retirement
The Sandwich Generation “Financial Squeeze”
Recent research has revealed 46% of older working Australians expected to retire with debt.
Finalist: Best Specialist Lender – Australian Lending Awards
Heartland was the only reverse mortgage provider nominated, again demonstrating our market leadership.
15,000 Seniors Can’t Be Wrong
In January Heartland Seniors Finance achieved a major milestone – helping our 15,000th customer.
Heartland Supports Dementia Australia
Australia is home to plenty of deadly things that we can see around us – sharks, snakes and spiders to name a few – but many people are unaware of one of the country’s fastest-growing killers – dementia.
The transformative power of literature – its ability to educate, enlighten and spark the imagination – is a concept familiar to many, but the transformative power of the act of writing itself is nothing short of a miracle
Could you “give the kids some of their inheritance now” with a reverse mortgage?
Discover the options available now to help your family tomorrow
Canstar 2018 – Provider of the Year – Reverse Mortgages
Heartland Wins Canstar’s 2018 Reverse Mortgage Award
Heartland Joins the Banking and Finance Oath
Responsible Banking Done Right
[VIDEO] How Heartland Helps Clients Stay In Their Own Home
Customers are able to stay in their own home for as long as they choose.
Looking Abroad to Improve Locally
Heartland recently attended the US National Reverse Mortgage Lenders Association Annual Meeting to consider how we can enhance our products and service.
Heartland Wins Money Magazine’s Best Reverse Mortgage 2018
We are thrilled to once again announce that the Heartland Seniors Finance reverse mortgage has been judged the Best Reverse Mortgage at Money magazine’s Best of the Best awards.
Should you sell your home to fund retirement?
The pros and cons of selling the family home to fund your retirement.
Equity Release – An Untapped Retirement Solution
Australian retirees face an unusually high exposure to longevity risk – the risk of outliving their financial resources. In this article we’ll consider how much wealth retirees are holding in their homes and how many are aware of ways to access it.
Janette’s No-Fail Pavlova
Janette from our Loan Administration team has an amazing Pavlova recipe from her mother that has never failed. We hope you enjoy it as much as we do!
Retiring with a mortgage?
Residential property is the major component of wealth for many older Australians who are close to retiring, but the boom in house prices has also led to an increase in debt and an increasing number of baby boomers are carrying mortgages into their retirement.
[VIDEO] How We Help Seniors’ Families Find The Right Equity Release Solution
A short video on how we help families find the right solution
[VIDEO] Reverse Mortgage FAQs
What are the most ‘Frequently asked questions’ about Reverse Mortgages? Watch the Heartland Reverse Mortgage FAQs Video to find out – and get the answers.
Planning for Decumulation
When thinking about retirement, most of our attention is concentrated on the accumulation phase – saving for retirement. But what happens next, when we actually decide to retire from the work force?
Reverse Mortgage versus Home Reversion Scheme: what is the difference?
Home Reversion vs Reverse Mortgage?
Heartland Seniors Finance Australian Mortgage Awards Finalist
We are proud to announce that Heartland has been shortlisted for two Australian Mortgage Awards: Non-Bank of the Year, and Most Effective Online Presence – Lender.
Facilitators of Aging in Place
Three quarters of Australian retirees want to see out their retirement in their current residence.
Heartland’s loan book hits half a billion dollars!
In August Heartland Seniors Finance passed an important milestone – $500m of finance receivables.
Heartland on The Daily Drive
We joined Sam and Kayley from The Daily Drive radio station last night to share some insights on reverse mortgages.
Broker Reverse Mortgage Questions Answered – Part 2
We recently held a Reverse Mortgage diversification webinar with Mortgage Professional Australia. Part 2 of the common questions from this are answered here.
Follow these five simple steps to keep your brain as healthy as your body.
Refinance A Reverse Mortgage: Good or Bad?
Just like a conventional (forward) mortgage, it is possible to refinance a reverse mortgage. But because of its unique structure, the computation and considerations involved are different.
Heartland Increases Loan to Value Limits for Aged Care Loans
Heartland Seniors Finance is pleased to announce that it has increased the loan to value limits (LVR) for its Aged Care Loan by 5%, effective immediately.
Heartland in Mortgage Professional Australia
A combination of Australia’s ageing population and high property prices is driving up demand for reverse mortgages. MPA and Heartland Seniors Finance explain how brokers can get started.
Unlock your wealth
Money doesn’t grow on trees, but it can be harvested from your own home.
Power and Gas Price Increases Placing a Strain on Pensioners
The Finkel Report has again thrown the energy sector into the news spotlight, including the affordability of gas and electricity.
[VIDEO] Reverse Mortgage Benefits
Watch to learn the common benefits of Reverse Mortgages.
Broker Reverse Mortgage Questions Answered – Part 1
We recently held a Reverse Mortgage diversification webinar with Mortgage Professional Australia. Some of the common questions from this are answered here.
Like us on Facebook to win!
If you like our Facebook page during July and August you will go in the draw to win one of three $200 Coles Myer cards!^
Rise in Children seeking reverse mortgage information for their parents
We have noticed here at Heartland an increase in children (or even grandchildren) enquiring about reverse mortgages for their parents.
Money for Retirement: Four Things Seniors Can Do
REPORT: 71% of Australians who are wishing to retire in the next five years may not able to do so because of insufficient savings.
The Growing Reverse Mortgage Market
The results of a poll of over 100 brokers we conducted during a recent webinar we held with Mortgage Professional Australia found that 99% of brokers believe the Reverse Mortgage market will grow in the next 5 years.
Federal Budget Incentive to Downsizing?
Earlier this month, the Federal Budget included a number of measures in an effort to address housing affordability. One of these measures effectively provides retirees with an incentive to downsize.
Aged Care Reverse Mortgage Option [VIDEO]
Watch to learn about Heartland’s Aged Care Reverse Mortgage Option
Seven Ways to Help Your Parents Prepare for Retirement
Experts estimate that there are approximately 1.5 million Australians who belong to the ‘sandwich generation’ or those who have to support their ageing parents and their growing children.
New Report shows increasing mortgage debt in retirement.
A recent report tells the story of the changing home ownership rates in Australia, and how it is influencing our current and future retirement quality.
How to use a Reverse Mortgage to pay off debt
Reverse Mortgages have lately become much more popular as a way to pay off debt.
Reverse Mortgage To Fund More Aged Care?
Recent changes in aged care rules provide senior Australians better flexibility on the type of help they can receive.
Heartland Seniors Finance Congratulates Greater Bank on being named Bank of the Year
Greater Bank took out the national Roy Morgan Customer Satisfaction Award – Bank of the Year.
SEQUAL Discontinuing Operations
SEQUAL has discontinued its operations as at 31st January 2017.
[VIDEO] Reverse Mortgage Protection: Our Three Promises
Discover Heartland’s three core promises to our Reverse Mortgage customers.
Family home in the aged pension asset test?
The Australian Chamber of Commerce and Industry (ACCI) made a statement recently that the family home or the principal place of residence should be included in the aged pension’s asset test.
Heartland – Finalist at the 2017 Australian Lending Awards.
We are proud that Heartland Seniors Finance was a Finalist in the 2017 Australian Lending Awards – Best Specialist Lender.
[VIDEO] Reverse Mortgage for Debt Consolidation
How to use a Reverse Mortgage to pay off debts
The Reverse Mortgage Provider of the Year is… Heartland Seniors Finance.
Heartland Seniors Finance is very pleased to be the winner of the Canstar 2017 Provider of the Year for Reverse Mortgages.
Pension Loans Scheme: Commendable But Confusing?
Pension Loans Scheme vs Reverse Mortgage
Heartland wins Best Reverse Mortgage award
Heartland awarded Money Magazine’s Best Reverse Mortgage Product
End to ‘age of entitlement’ for seniors’ finances?
Grattan Institute calls for end to ‘age of entitlement’ for seniors.
[Video] Why choose Heartland for your clients?
Video – Why Heartland Seniors Finance is ideal for brokers to offer as a Reverse Mortgage.
[Video] An Introduction to Heartland Seniors Finance
An Introduction to Heartland Seniors Finance
Using the family home for sustainable retirement income
As discussed in a recent article in the Financial Review, it is increasingly clear that superannuation alone cannot support one’s retirement needs, especially aged care funding.
What will the flow on affects be for seniors entitlement changes?
Seemingly simple retirement objectives are set to become that much harder with changes to the asset test for the age pension due on 1 January 2017.
Heartland Seniors Finance in Mortgage Professional Australia
Heartland is in MPA’s ‘simply irreversible’ feature on reverse mortgages
Reverse mortgage vs downsizing – which is best?
An overview of issues around reverse mortgages versus downsizing.
Seniors’ Home Ownership is Down: What it Means for Retirement
What does falling rates of home ownership among seniors mean for Australia?
[VIDEO] What is a Reverse Mortgage? Australian Reverse Mortgages Explained
What is a Reverse Mortgage and how do they work? Watch this short video to learn more.
Increasing Demand for Reverse Mortgages
At Heartland Seniors Finance, Australia’s largest specialist reverse mortgage provider, we have seen a considerable increase in demand, with record volumes in July and August.
HILDA Survey 2016: Senior’s Superannuation Shortfall?
The HILDA Report confirms again what we already know to be true: a large cohort of retired seniors and those approaching retirement will experience a retirement savings shortfall.
Reverse Mortgages for seniors – why am I so passionate?
I’m a ‘true believer’ in Reverse Mortgages, here’s why.
Change to the Age Pension rules – how could you be affected?
On 1 January 2017, there will be changes to the Age Pension asset test.
Why are more seniors retiring with mortgage debt?
More older Australians now retire without paying off their home loan. Why?
Why Choice is wrong on Reverse Mortgage
In February this year the consumer group Choice published an article on home equity release finance options for seniors. Although generally I’m a fan of their work, on this occasion the article was regrettably full of factual errors and hyperbole.
Inheritance, estate planning & how Reverse Mortgage can help
According to international research 86.2 per cent of parents aged 59 to 96 expect to leave something for their children, while only 44.6 per cent of the children aged 40 to 60 thought that they would receive an inheritance.
2016 Budget Aged Care Update: Equity Release ‘In the Mix’
Recently the government announced a budget cut of $1.2 billion for aged care funding over four years, as a response to high growth in expenses. Medicare benefits will also remain frozen for a further two years.
Reverse Mortgage to Solve Superannuation Woes?
How Reverse Mortgage funds can supplement super
New Reverse Mortgage feature: ‘Monthly Regular Advance’
Heartland launches new monthly drawdown option
Actuaries Institute Urges Better Equity Release
Actuaries Urge Government Support of Equity Release
Baby boomers embrace Reverse Mortgage for retirement funding
Baby boomers embrace Reverse Mortgage for retirement funding
Heartland Seniors Finance Launches New Reverse Mortgage Website
New Website for Heartland Seniors Finance
Managing Difficult Financial Times.
There is increasing pressure to manage the costs of day to day living expenses, particularly for those on a fixed income. If you are experiencing financial difficulties during these troubled times there are options available to assist you.
Aged Care made Easy
Many of us consider budgeting as simply a matter of cutting expenses. There is also help available to assist you in setting clear goals to ensure you make the most of your available income.
Butternut Pumpkin Soup with Cheesy Croutons
This warm and comforting soup will be perfect this winter!
Making a difference for both parties
Why volunteering is a two-way street.
Australian Seniors Finance is now Heartland Seniors Finance
I am very pleased to advise that Australian Seniors Finance has a new name – Heartland Seniors Finance.
Cheesy caramelised red onion scrolls
These scrolls are made with a nice, simple dough that doesn’t need yeast, so they can be whipped up quickly when you need a tasty snack to feed the troops.
It’s common practice to associate a certain type of car with a certain type of person, but what really drives people to choose one vehicle over another?
The Grandparent Connection
It’s no secret that grandparents play a vital role in their grandchildren’s lives.
Highly regarded anthropologist Margaret Mead proposed that connections between
the generations are “essential for the mental health and stability of a nation”
Our advantage newsletter
As the leading provider in the Australian reverse mortgage market, we like to bring you relevant news and expert insights concerning reverse mortgages, aged care financing and more. Click below to read our biannual newsletter Advantage.
Have more questions?
If you would like to discuss the protections Heartland has in place or request an application pack, please don’t hesitate to contact our friendly team.